Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Related Content Tuning Your Social Security Benefit When should you take your Social Security benefit? What Is a Roth 401(k)? Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA. An Inside Look at Retirement Living A number of questions and concerns need to be addressed to help you better prepare for retirement living.